A few summers back Tory Burch had a great little embroidered dress that I loved but didn’t buy – partly because of the price point and partly based on the reviews that it was a bit sheer and therefore best used as a cover-up. The style returned for another recent season and I was again tempted but didn’t make the purchase. I saw this cute one the other day and loved it right away – mostly because it reminded me of the dress I had passed on a couple of times. This one has a similar summertime look but comes with a great lining that makes it hefty enough to wear for occasions off the lake. So, three years after I first spotted a little embroidered navy number, I finally added one to my wardrobe.

Madewell dress | Eric Javits handbag (old, similar here) | Lilly Pulitzer shoes | Kate Spade sunglasses and earrings | Michael Kors watch | Madewell bracelet | Anthropologie cuff (old, similar here)